Pocket Budget · Pocket Projects

See where your money goes in under two minutes.

Pocket Budget is a quick monthly planner for Indian salaries. Enter your income and a few key spends and get an instant view of your savings rate and fixed vs variable vs fun breakdown.

No bank logins, no OTPs. Just rough numbers that help you see whether your month is healthy, tight, or in the red.

What you get

• Quick breakdown: fixed, variable, and fun spends.
• Savings rate and surplus/deficit in rupees.
• Simple traffic-light status for the month.

Data and privacy

Uses Google login via Supabase. Stores only your email and the numbers you type (salary, rent, EMIs, etc.) in Supabase (managed Postgres). No bank, broker, or OTP access.

Pocket Budget

Monthly snapshot for your money.

One page to see income, fixed loads, daily spends, and what’s left.

Month

Quick guidance

• Aim for 30%+ savings rate over time.
• Try to keep fixed costs under ~50% of income so you have room to adjust.
• Use rough numbers first, refine later. Direction matters more than precision.

Inputs

Income

Monthly in-hand salary Other income (rent, side gigs)

Fixed costs Rent, EMIs, unavoidable bills

Rent EMIs (combined) Insurance premiums Utilities (power, internet, etc.)

Variable Groceries, transport, eating out

Groceries Transport Eating out

Fun / Discretionary Subscriptions, shopping, hobbies

Subscriptions (OTT, SaaS, gym) Shopping / Misc

Monthly snapshot

Income

₹ 0

Total spend

₹ 0

Surplus / Deficit

₹ 0

Savings rate

–

No data yet.

Spend mix

Shows rough proportions of fixed, variable, fun spends and surplus/deficit against your income.

How this can tie into FIRE

Pocket Budget is a companion to Findependence. The monthly savings you see here can feed into your FIRE projections and PFI score there. Together, they help you move from “I think I'm saving” to a clear plan.